Stolen Credit Card
What Now?

Did you know? Stolen credit card theft soars to over 10million.

Do you know how to protect yourself from credit card scams and what steps to take if this nightmare happens to you?

Everyone is at risk of having identity theft happen to them. There are No exemptions.

Most people think nothing of giving their credit card to a merchant at a restaurant, department store, gas station, etc, but are not comfortable using their credit card for online purchases.

One tip when purchasing gasoline and using your credit card is to make sure you hit the Clear button after completing the transaction and receiving your receipt.

  • Research shows entering your credit card number through a secure on-line form is a safer way to go.

To protect yourself and become more knowledgeable about scams that affect us, see credit card scams and debit card protection.

  • Research actually shows the rate of fraudulent purchases made by credit card on the net is safer than if made by cell phone, which in reality is much higher.

Merchants are not exempt and are targeted when crooks place fraudulent orders using stolen credit card information are dramatically on the rise.

Merchants are very vulnerable because they are not provided with the same fraud protection as consumers.

Stolen Credit Card
Steps To Take If
This Happens To You

  • Absolutely Everyone should make copies of all their ID cards, credit cards and licenses and everything you carry in your wallet.

Please do this Now before anything like this happens. It’s much better to be safe, than sorry!

  • Photocopy your cards and things in your wallet, make sure you copy both sides, list all the account numbers and write down the toll free numbers when reporting missing or stolen cards.
  • Keep the photocopies in a safe and separate place. Also keep these updated accordingly.
  • Make sure you report the theft to the company that issued the credit cards.

Call the toll free number on the back of the card as soon as you realize you are a victim.

These numbers make available a person to help you 24 hours a day.

  • It is always a good idea to document what you do.

Keep track of who you talked to, the date, time, account number, their phone number and what the conversation consisted of.

  • It’s also advisable to follow up your phone conversation with a letter that included all the above.

See documenting your identity theft case for more information and how-to steps.

  • For an annual fee you can also sign up with a credit card registration service and register all your account numbers with the service.

This is a benefit because if your cards are stolen or lost you only have one call to make to report your losses.

  • Some of these services also provide request replacement credit cards as an added service to their customers.
  • Compare services as the services are not cheap, but many people feel an added sense of security by signing up for the service.

Keep your information with these services up to date, or it’s pointless to sign up with one.

Call all three national credit reporting agencies and report your credit cards were stolen.

Be sure to have them attach a “fraud alert” to All your credit cards.

Agencies and their phone numbers:

  • Experian (formerly TRW): 1-888-397-3742
  • Trans Union: 1-800-680-7289
  • Equifax: 1-800-525-6285

Last, but not least, contact your local police department and report the theft of your credit cards.

For tips on protective measure to take to keep identity theft from happening to you see, avoiding identity theft and ways to prevent identity theft.

I hope you will never have a stolen credit card and will practice the tips and strategies I have given you to protect your identity and keep you safe from having identity theft scams happen to you.

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