Medical ID Theft
This Can Happen To You!
Medical id theft not only allows your medical information to be stolen, it steals your identity.
I don’t think any of us ever thought that our medical files could
possibly be the cause of identity theft and jeopardize everything we
Health insurance scams have become a Huge business.
- To learn how to protect your identity, go to identity theft scams for knowledge on how Not to become a victim.
I heard of a case of financial ruin that began when Jenny placed an ad in a magazine and became a victim of medical id theft.
While Jenny was placing her ad she was asked for her Social Security number and date of birth to verify her check.
Unfortunately, Jenny gave this woman her information.
As luck would have it, the sales person for this magazine was a career criminal and on parole.
This is another example of identity theft.
needed gallbladder surgery and used Jenny’s identity to check herself
into a suburban hospital and proceeded to have the surgery done.
- Here’s the Big problem. Jenny did Not have medical insurance and received a $49,000 dollar hospital bill for this procedure.
- Jenny also found out, at a later date, that the con that stole her identity had died a few months later.
went to the hospital and explained the situation and even offered to
show as proof that she did not have a scar from any type of surgery.
Jenny explained she was the victim of medical id theft and the hospital still gave her a very hard time.
wanted to review the folder of the imposter that had Jenny’s name on
it, but the hospital wouldn’t allow it because of federal privacy laws.
- They wouldn’t even reveal the type of surgery the imposter had.
was over a year of struggling with the hospital before they finally
waived the bill. Jenny had her own business, owned a house and had much
Jenny tried to get a loan for her business,
but was turned down at every bend of the road because of the black mark
this medical id theft scam left on her name.
She had to pay the highest interest rate in order to get a loan. This scammer absolutely destroyed Jenny’s name and credit.
Learn another way your medical records information puts you in jeopardy through copy machine identity theft.
Almost 255,000 Americans have been affected by someone stealing their identity for medical care.
- This is just another version of identity theft.
greatest risk is to people 50 and older because they have some type of
insurance issued by the government such as Medicaid or Medicare.
scammers find this type of theft hard to pass up. The system is
automated and so large that medical insurance fraud alerts are really
not done by the government.
Whether you have no medical insurance or any type of insurance, medical id theft can bring financial devastation.
You can not only have your name and credit ruined, but can lose your home and business and wind up thousands of dollars in debt.
Another big worry is getting improper treatment, or be denied a certain treatment based on the scammer’s health history.
You could also be given prescriptive medications that you are allergic to or that may react on any other medications you are on.
This could also cause you to be denied disability or life insurance. Now That's scary!
Go to medical scams and health insurance scams to learn more ways your medical information and files can make you a victim of identity theft.
How Medical ID Theft Happens
- A health clinic is bought out, often by organized crime, and is
then staffed with corrupt doctors that prey on seniors to get access to
their personal information and insurance.
- Run quickly if you see an unknown clinic that offers free medical checkups.
- Another method of identity theft occurs when moles get hired by legitimate medical practices and they copy patient files.
- Scammers are also able to gain personal information of a victim when they go through the trash outside the medical office.
Top dollar is received for selling someone’s insurance data and medical file on the black market.
Protect Yourself From Medical
ID Theft With These Tips
- Make sure you check all correspondence from all medical insurers. Look for any treatments listed that you didn’t receive.
- Make sure you also look over the items you receive that say “This Is Not a Bill”.
your doctor make copies of everything that is in your medical file and
make sure you keep your file updated. This provides a paper trail that
- You can also see who has accessed your records by asking for an “accounting of disclosure”.
for a list of all payments, once a year, made in your name, to check
for any changes to your billing address made by a thief.
you suspect identity theft or note errors, immediately call the billing
department of your physician and ask them to amend your file.
you receive Medicaid or Medicare Services, contact your regional office
for these services (www.cms.hhs.gov/RegionalOffices) and your state
attorney general’s office.
- Be diligent in
monitoring your credit reports with all the credit bureaus, Experian,
TransUnion and Equifax to check for any medical debts.
the correct steps that will protect you against medical id theft and
will keep you and everything you’ve worked for safe.
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