Tips For Identity Theft Solutions

Identity theft solutions are extremely important to be aware of.

Identity theft solutions for everyone on what to keep.

Organization of your personal information is vital so you know the correct amount of time to keep your items and how and where to safely store your documents.

Even though we are supposed to be a "paperless" world due to the computer, we actually produce more and more paper because with the computer it's easier to produce the documents.

Identity Theft Solutions For
How And What You Throw Away

  • Make sure any expired credit cards you throw out are clipped into tiny pieces before you put them in your trash.

The card and security code, (three digits on the back of the card), are great for online purchases along with your name, card number and expiration date.

This is an identity thief's dream.

  • This also holds true for old driver's licenses.
  • They do make shredders now that can handle chopping up credit cards, CD's and DVD's.
  • If you don't have a shredder and need to throw away any of your personal information, make sure you either clip or tear your information into tiny pieces before throwing it away.
  • Pre-Approved credit card applications - make sure you shred these before you throw these away.

See credit card scams for more information on how to protect your credit cards.

If you throw these away whole, an identity thief can steal them, change the address and then receive the new cards with Your name and credit and charge to their hearts content.

  • The thief can also get a cash advance before they get rid of the card and leave You footing the bill.
  • Financial Statements - all of these should be shredded before you throw them out.
  • Statements have names, addresses, account numbers and often social security numbers just waiting for an identity thief to snatch and use.

If you find someone has charged items on your credit card make sure you follow the directions in credit freeze to help with this problem.

Identity Theft Solutions To
Keep Your Information Safe

  • Credit card receipts - should never be left sitting out in the open.
  • I know most businesses only use the last 4 digits of your card on the receipt, but some don't, so it is not a safe practice to get into.
  • Opt-Out of credit card offers -It's important you do this to take one more temptation away from the identity thief.

For tips on how to stop your mail box from over-flowing see stop junk mail.

  • Make sure you check your credit card statements on a monthly basis.
  • Don't leave your bills lying around. Make sure these are kept in a heavy-duty locked file cabinet.

Better yet, if you have a home safe in a closet, make sure you're able to bolt it to the floor from the inside. This way the thief does Not have a way to access the bolts so it can be carried out.

  • A thief/thieves can and will carry one of the smaller safes out of the house or, if they have a portable "dolly", it's even easier for a heavier safe to be stolen.
  • The irony of this is the thief will use Your Own Dolly that most people have in their garage.
  • Passports - should also be kept in the safe. This document is a very important one.
Passports are ripe for identity theft.

It has your name, address and proves you are a citizen of the United States.

  • You need a passport to leave this country and when you return.

A thief can easily get as much as $1000 for a stolen passport.

  • The person who ends up with the passport just has to cut/paste a picture into the passport and can establish citizenship and be used by terrorists and other criminals trying to gain entry into this country.

Keep Your Information Handy With These Identity Theft Solutions

  • The easiest way to keep track of all your credit cards, bank/investment information, social security number, birth certificate, tax returns, etc, is to make a list of the company names, addresses, contact numbers, account numbers current balances along with any other pertinent information concerning the individual items.
  • Put the list you make in a safe location, your bank safety deposit box or floor safe.

If you have your information on a CD make sure it is also put in one of the above safe places.

See identity theft software for more on how to protect yourself from identity theft.

This way the copy of all your important personal information will be safe and in one place.

Again, make sure your safe is bolted to the floor.

Important Identity Theft Solution...

You Must Keep Certain Documents For A Specified Time And In A Safe Place

  • Vehicle Loan Agreement - keep until loan is paid and in a locked fire rated file cabinet or safe.
  • Vehicle Pink Slips - as long as you own the vehicle, keep it in a locked, fire rated file cabinet or safe.

See more identity theft tips for your vehicle/garage and home safety at motor vehicle theft and home security tips.

  • Social Security Card - keep for life in a locked, fire rated file cabinet or safe.
  • Credit Card Statement - keep at least 2 months and if you have to report fraud or suspicious transactions, you have 90 days from the date of billing. Keep in locked, fire rated file cabinet or safe.
  • Securities/Investment Information - keep as long as your account is open or until your taxes are filed and keep an encrypted CD in a locked, fired rated file cabinet or safe.
  • Property Deeds - keep as long as you own the property and in a bank safety deposit box or locked, fire rated file cabinet or safe.
  • Mortgage Documents and Statements - keep as long as you have the property and interest you have to pay for tax purposes Keep in a locked, fire rated file cabinet or safe.
  • Cancelled Checks/Bank Statements - keep for 5 years for tax purposes. Keep in a locked, fire rated file cabinet or safe.

I hope you will use the identity theft solutions to ensure your continued safety from identity theft.

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