Cyber identity theft is a crime that encases any criminal act dealing with networks (better known as hacking) and computers.
Also included are the common crimes committed on the internet.
The advancement of technology has contributed a great deal to this problem that we all encounter when we "visit" the internet.
Your computer is a veritable goldmine of personal information to a cyber crook. See more at identity theft software.
If you're like most internet users you make purchases, do online banking, possibly open new credit card accounts, pay mortgages, and transfer money from one account to another.
The possibilities are limitless for online identity theft and internet scams.
Over the years I have also heard people say they have all their legal information online, such as a will, trust etc.
This greatly increases your chance of becoming a victim of identity theft online.
There are so many types of cyber identity theft for you to be concerned about.
The tools are readily available to carry out crimes online and are much harder to purge from your computer.
It is also extremely difficult to know what kind of information, or how your information was stolen.
Wow! I can't believe how inventive some people can get. It's too bad their creativity can't be used in a legal and constructive way.
The areas attacked can include your instant messenger, e-mail, web sites, phishing, passwords, spyware and viruses.
Cyber identity theft "phishing" is usually done by sending out SPAM e-mail to a large number of people.
They provide a link for a web site for you to type in your requested information and you are told your account will be suspended if you do not provide the information.
Grammar and spelling errors are common in these e-mails and look like the person who wrote it has a lousy command of the English language.
Check out email scams to learn more about these dangerous scams.
Clicking on the link in the e-mail takes you to a web site that is not really the web site of the company mentioned in the e-mail.
Before we all had computers, I remember my mom and dad telling us kids not to let people "fish" (we spelled it the proper way back then) for information.
Things sure have changed!
If someone started to ask a lot of questions, we were to say nothing and walk away.
The same applies now. We just need to say nothing, electronically speaking.
Important! Because of cyber identity theft, you should make sure the web site you are accessing will be authenticated by digital certificates and that the VeriSign logo will also appear on the web site.
Make sure you check your e-mail after completion of an order.
Reading the policy will tell you that personal information you provided will not be sold or disclosed to others, but will be kept confidential.
It's a pain to do, but please read it and make sure everything is safe.
It's more of a pain if cyber identity theft happens to you because the thief steals and uses your personal information.
First and foremost, unless you are positive whom you are dealing with never, never be free giving out your ID or password online.
Do Not give this out even if your ISP asks for it.
Go to identity theft scams for tips on how to protect yourself from all types of scams.
You can help yourself even more in the fight against cyber identity theft if you use one of the following tips for ordering online:
You purchase this card for a certain monetary amount and when you use the card, the amount of the purchase is subtracted from the balance of the card.
We all tend to believe, "It can't happen to me". It Can and Will happen to you if you aren't diligent in defending your safety.
Many colleges have reported identity theft cases happened because a student was lax with information/passwords on their computer or laptop.
In many cases, this proved to be catastrophe for the student.
As I said before, I am amazed cyber identity theft has become so creative.
The scams never stop. They are like the Energizer Bunny; they just keep going and going.
I wanted to add something that made the rounds in e-mail and is supposed to work. The title is "How To Protect Your Address Book" on the computer in fighting cyber identity theft.
This trick won't keep the virus from getting into your computer, but it will stop it from using your address book to spread further, and it will alert you to the fact that the worm has gotten into your system.
Now, here's what you've done and why it works.
This will be where the worm will start in an effort to send itself to all your friends.
But, when it tries to send itself to AAAAAAA@AAA.AAA, it will be undeliverable because of the phony e-mail address you entered.
Here's the second great advantage of this method.
As a result, if you ever get an e-mail telling you that an e-mail addressed to AAAAAAA@AAA.AAA could not be delivered, you know right away that you have the worm virus in your system. You can then take steps to get rid of it.
With all the technology getting more and more sophisticated, you need to do everything you can to protect yourself and your loved ones from becoming the next identity theft victim.
I hope my cyber identity theft tips help in keeping yourself safe from this fast spreading crime.