Computer Safety! Will You
Keep Your Identity?

Computer safety is even more important to employ in this threatened economy we now find ourselves experiencing.

Computer identity theft is huge and growing bigger every day.

The state of the economy has also increased identity theft to alarming rates.

A large majority of people now carry their laptops with them and conduct their business on the go.

These same people will also be inclined to stop at a bookstore, library, coffee shop, hotel and airport, to stay ahead of their email.

Go to computer identity theft to learn about a cyber scam that just happened.

Any establishment that offers a Wi-Fi network connection to the Internet needs to immediately raise a red flag about your computer safety.

All you are going to do is check out your email and see if something needs to be taken care of right now.

What can that hurt?

These places have a safe environment right?

You assume you have computer safety when you are logging in to a network you are safe, when in reality you may really be connecting with a criminal.

Tools for hacking are easily and very readily available. You can also go online and buy these items, sometimes these are even free tools.

  • If you're like most internet users you make purchases, do online banking, possibly open new credit card accounts, pay mortgages, and transfer money from one account to another.

The possibilities are limitless.

  • Computer safety is at risk. Also at risk are your account numbers, full name, address, phone numbers, and banking information.

Over the years I have also heard people say they have all their legal information online, such as a will, trust etc.

  • If you own a business, you have even more information floating around in cyber space.

This greatly increases your chance of becoming a victim of identity theft online.

  • The areas attacked can include your instant messenger, e-mail, web sites, phishing, passwords, spyware, and viruses.
  • The tools are readily available to carry out crimes online and are much harder to purge from your computer.

It is also extremely difficult to know what kind of information, or how your information, was stolen.

  • Computer identity theft is also made easier because the technology has also provided virtually all the equipment a cyber thief needs to go "phishing".

Wow! I can't believe how inventive some people can get. It's too bad their creativity can't be used in a legal and constructive way. Computer safety has to be a priority.

  • "Phishing" (pronounced "fishing") is a way to get your personal information online such as social security number, PIN and date of birth, etc.

The areas attacked can include your instant messenger, e-mail, web sites, phishing, passwords, spyware and viruses.

  • Cyber identity theft "phishing" is usually done by sending out SPAM e-mail to a large number of people.
  • The e-mails usually say a financial institution needs to verify your ATM/debit card number and PIN number because they are upgrading their software program Because of identity theft.

They provide a link for a web site for you to type in your requested information and you are told your account will be suspended if you do not provide the information.

Grammar and spelling errors are common in these e-mails and look like the person who wrote it has a lousy command of the English language.

Clicking on the link in the e-mail takes you to a web site that is not really the web site of the company mentioned in the e-mail.

  • This site is a total setup for internet identity theft for the thief to capture your ATM/debit card and PIN number so they can clean out your money for themselves.

Before we all had computers, I remember my mom and dad telling us kids not to let people "fish" (we spelled it the proper way back then) for information.

Things sure have changed!

If someone started to ask a lot of questions, we were to say nothing and walk away.

The same applies now. We just need to say nothing, electronically speaking.

Go to computer worms to learn what dangers can infect your computer.

  • It is so simple and quick to order things online. When doing so, computer safety is a top priority. Using the very latest internet browser is also extremely important.

The browser provides encryption and allows you to navigate the internet.

  • Encryption scrambles data sent to a server, therefore providing protection for your personal information.

Using the most up-to-date version of a browser also makes sure you are using the latest version of Encryption technology.

  • To track your purchases easily, only use One credit card strictly for internet purchases.

This is also a good way to help ensure accuracy of the charges to your card and to keep a record of all internet transactions.

  • If your card is compromised cancel it and get a new one.

Important! Because of cyber identity theft, you should make sure the web site you are accessing will be authenticated by digital certificates and that the VeriSign logo will also appear on the web site.

This is so important for computer safety.

  • Clicking on the VeriSign logo will assure you the site is not a redirect or clone, but legitimate.

The merchant usually sends you an e-mail to provide you with a receipt/confirmation of your order and when it will ship.

Make sure you check your e-mail after completion of an order.

  • Here we go! The dreaded Privacy Policy we all love and hate reading and usually just pass through.

Reading the policy will tell you that personal information you provided will not be sold or disclosed to others, but will be kept confidential.

It's a pain to do, but please read it and make sure everything is safe.

It's more of a pain if cyber identity theft happens to you because the thief steals and uses your personal information.

Important!First and foremost, unless you are positive whom you are dealing with, Never, Never be free giving out your ID or password online. Do Not give this out, even if your ISP asks for it.

  • When creating passwords, do not use the same one for every account online.
  • Change it up by using a combination of numbers and letters with at least 8 characters.

Cyber identity theft happens when thieves see this request as a scam to get your personal information.

Minimize the risk and make it harder for a scammer to access your accounts.

  • If you don’t practice computer safety, you will provide the scammer with a golden opportunity to steal personal information from your bank accounts, online shopping accounts, Face book, Twitter and email to wipe you out.

Always be diligent in the type of personal information you post when using social networking sites.

You can help yourself even more in the fight against identity theft if you use one of the following tips for ordering online:

  • E-Wallet software - This is a secure way that allows you to buy online by letting the merchant's server send a message to your PC.

You then select the card that is defined in your "Wallet" so you can make your purchase.

  • Set up an account using an online payment service and make purchases drawing from this account
  • Smart Card - Just like when you use a debit card or credit card, your smart card has your purchase amount subtracted from the balance on the card
  • Point-Of-Sale Device - (POS) - You can make your purchases using this card like a mobile phone or a personal digital assistant (PDA).

The amount is added to your monthly bill when you make your purchases.

  • Stored value card - You can use this like you would a prepaid phone card

You purchase this card for a certain monetary amount and when you use the card, the amount of the purchase is subtracted from the balance of the card.

Computer Safety Is A Must
College Students At Very High Risk!

  • The college student is definitely at a much higher risk to have cyber identity theft happen to them.
  • In the first 3 months of 2006, 52 percent (52%) of the identity theft cases were a result of losing personal property such as a purse, backpack or wallet.
  • Do not share passwords or personal information with anyon
  • Twenty-eight percent (28%) of identity theft was through information that a thief hacked from a web site.

We all tend to believe, "It can't happen to me". It Can and Will happen to you if you aren't diligent in defending your computer safety. The chances of identity theft happening to you have reached epidemic proportions.

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