When Thieves Commit Identity Theft, What They Target!
Criminals that commit identity theft affect anyone with bank accounts, a
Social Security number, credit, date of birth, license and any other
personal identification information.
This includes almost every child, man and woman. All are a potential victim of identity theft.
This is especially true during the holiday season when theft escalates.
For more scams to be careful of during the holiday season, see Christmas messages.
In the last couple of years the economy has taken such a dive, criminal identity theft has become even more predominant.
The scary thing is, you can be a victim of identity theft and not even know it until it's too late and...
You check your statements, or get turned down when you try to buy
a car because your credit report shows you already bought 3
cars...Oops! And you’re not driving any of them.
No one is immune to identity theft and fixing it can take years.
Save yourself the time and expense and become knowledgeable on how to protect yourself from this viscous crime.
Also, see holiday games and holiday safety tips for knowledge about scams, especially those happening around the holidays.
Here are some tips to help you prevent identity theft from
happening to you and your loved ones and make yourself a harder target
of identity theft.
Commit Identity Theft Tips
- Shred All your personal information so it stays out of the wrong hands
- Minimize your risk and only carry one credit card and minimal personal information.
- Never leave your mail in your box overnight or for long periods of time.
- Do not mail your bills from mailboxes that are curbside and unprotected or personal mail boxes.
- Be diligent in checking your bank statements, credit
card statements, etc; and, if you don’t receive your bills on time,
follow up with your creditors.
- This lapse may mean you are a victim of identity theft.
- If you order new checks have them sent to your bank, not your house.
- It may be more inconvenient, but those checks have all the personal information someone needs to commit identity theft.
- Reduce your risks by being very stingy with the personal information you give out.
- Don’t give out your Social Security number.
- If you don’t have the time or inclination to check
your credit, purchase a credit monitoring service from one of the
national credit bureaus.
- Memorize your PIN and passwords. Don’t leave them lying around on little post-its or pieces of paper.
- Protect your password when using the ATM machines at banks or when purchasing items from stores.
- Opt out of pre-approved credit card applications at Toll Free number 1-888-567-8688. Go to stop junk mail for more.
Needless to say it pays to be even more diligent around the
holidays, as this is an especially vulnerable time and the time of year
the criminals love.
- Be aware of things around you.
It is easy to lose sight of this when you are thinking of presents to buy and all the packages you're carrying around.
- Make sure you park somewhere that is well lit and
your car is not surrounded by vans or SUV’s; that makes you even more
- Keep your keys out a ready to go. Check the inside of your car Before you get in.
If it is night and your parking spot is not in the best of area’s be sure and ask someone from security to walk you to your car.
I hope these tips will help you in your quest to protect yourself so a criminal does not commit identity theft against you.
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