Cell Phone Texting
Tricks And Danger

Cell phone texting dangers are here in a big way and are now edging out online scams.

Cell phone texting can lead to smart phones and identity theft scams.

These days it’s common to text all your friends on your cell phone.

The sad thing to report is your cell phones have become the target of scams and thieves with no end in sight.

It is reported that users of cell phones are 3 times more likely to fall for text tricks from scammers.

To learn more dangers of phones and smart phones go to; phone scams and also see smart phones for more ways to protect yourself against crime and identity theft.

This is how cell phone texting scams work:

You receive a text message that shows your bank's name and includes some alarming news.

A bank account you have has been frozen and you are asked to call a specific number to clear up the misunderstanding. They would like you to do this immediately.

  • Surprise! you have been what they call, “smished”.
  • This is derived from “phishing” emails that’s prime objective is to trick you into giving up your financial or personal information.

Smishing is the short abbreviation for SMS, better known as short message service technology that is used when sending a text message.

There is also “vishing” which is a variation. You receive a call with a recorded voice instead of a text message.

Criminals have now gotten wiser to the fact that us “regular people” have caught on to the ways we can be scammed online, so the criminals are now targeting cell phones in increasing numbers.

Online security firms have reported cell phone users are 3 times more likely to be scammed for fake messages than the computer user.

It is also reported that iPhone users are the most open to this scam.

  • Beware! This is a cell phone texting scam: - If you call the provided number the text provides for your bank, you will actually be connected to the scammer.

At this point, you will be asked for the number of your account, and PIN.

This is the perfect setup for identity theft: please don’t fall for it.

Banks will not ask for your personal information in this way.

These bank alerts are fake and just lead to smishing attacks.

The text may also promise you a free lottery win, assistance with your mortgage or even a free laptop.

Don’t fall for it. Anything promised free usually has a catch to it.

In this case it’s almost always identity theft…..You lose everything.

The common goal of smishing is to get your money and personal information.

A friend of mine told me he got a text offering a free security app if he clicked on the link supplied.

In reality, if you clicked on the link, it would download identity stealing software to your cell phone.

Recently, a firm that was allegedly offering phony government loans by text was moved on by the Federal Trade Commission.

In just forty days, over 5 million text messages were sent to cell phones. That is approximately 85 per minute.

The FTC stated this firm is also supposed to have sold the numbers of people who were replying asking to be taken off the list.

Cell Phone Texting – Tips To Stay Safe

  • Set up your phone to lock and time out after a very short period.
  • Criminals won’t get your personal information if it’s stolen.
  • Do not click on links you receive in texts that are sent by parties that are unknown.
  • Always block unknown or suspicious numbers. I do this even on my regular phone, plus opting out.
  • Overkill is better and it’s better to be safe than sorry.
  • Blocking numbers where the calls and texts originate from can many times be done by your cell phone provider.
  • Under No circumstances should you reply. Innocently replying and sending a stop or remove answer to these smishing texts will tell the scammer your number is definitely active and you will probably receive more messages.
  • Always install current updates. If you receive a legitimate notification concerning an upgrade to your cell phone software, immediately install it.
  • Call your app or cell phone provider if you have any doubts as to the legitimacy of a message you receive.
  • Never store your account login or credit card information in notes on the phone or emails.
  • Do you receive a text that says it’s from your bank? Never trust these.

Always look up the number yourself and call, but Never believe the one provided in the text…it is more than likely a scam.

It pays to know the dangers of cell phone texting. Learning a few steps and a taking a few minutes to protect yourself is much easier than trying to recover from identity theft.

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